Archive for August, 2010

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Benefits of Transitioning from Renting to Buying a Condominium

Tuesday, August 31st, 2010

Purchasing a condominium can be one of the smartest choices you’ll make as a new home owner.

YOU benefit from living in your condominium because over time, you’re building equity – not your landlord’s wallet.bordeaux-exterior-professional-photo Not only will owning a condominium help you build equity, you are also qualified for a tax deduction.
 If you have a mortgage on your home, the loan is probably “fully amortized.” This means a portion of your monthly payment actually repays the debt and another portion pays the interest. After a scheduled period of time your mortgage is paid off.

Life in a condominium by Payne Family Homes also allows you to live in ease.
Bordeaux’s Low-Maintenance lifestyle living offers:

  • Snow Removal
  • ALL utilities are included in monthly homeowners association fee ($160), except electric!
  • You do not have to worry about cleaning gutters, power-washing, and other exterior maintenance issues, because it is all included in your monthly fee!
  • You’ll never have to stain your deck. All decks are made of lasting composite decking material.
  • Homeowners association manages the property and ensures all common areas are well-maintained.
  • No need to ask permission before you paint and modify your Payne Family Homes condo, because it is your home that you own – and you get to make the decisions!
  • No additional pet fees and deposits that apartments require.
  • Rest assured know you live in a secure  building, that is locked 24/7!
  • You get the opportunity to build lasting relationships with your neighbors, because they are

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Take a look at what our homeowners say:

Dear Lauren,
Thank you so much! I have wanted to make sure that I thanked you for all of your help with my new condo. Throughout the entire process you were professional and listened to all of my concerns. Even more, you went above and beyond  to help. I couldn’t have done it without your help.
Take care,
Marcie

Lauren,
Thank you for all of your hard work and follow-up.
Bush Stadium …Bill

Ed,
Want to express my gratitude for the time, patience and consideration that Lauren Johnson has contributed to the purchase of my new home. She is more than willing satisfy the needs of her customers to utmost satisfaction. Moving forward into your future can be risky, eventful and exciting which Lauren has made mine a pleasant transition. Lauren walked me through the whole process start to finish and had answered all questions and always followed up with what she said she was going to do. Her representation for Payne was clear, professional and trustworthy and I appreciate all Laurens advice, suggestions and directions.
Bordeaux Way is a beautiful environment to invest into. Thank you Lauren and Payne!
A proud Bordeaux participant,
Carrie Tasker


For questions about Bordeaux Condominiums call Lauren Johnson at 314-323-6109 or visit www.paynefamilyhomes.com.

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Enjoy YOUR free time at Belleau Creek!

Monday, August 30th, 2010

payne_belleauad-1Maximize YOUR fun time with Payne Family Homes!

Life in Belleau Creek allows you to enjoy time with your family.

From $129,900!!! A Low Maintenance Lifestyle and a Beautiful Setting awaits YOU at The Townes at Belleau Creek! The Townes at Belleau Creek is a charming new home community of low maintenance Detached Cottage Homes. Coveniently located in St. Peters, Missouri, Belleau Creek is just minutes from I-70 and Highway 40 centered between the dining, shopping, entertainment of both Highway K and Mid Rivers Mall Drive. Belleau Creek features 2-Story and 1 1/2-Story plans that are spacious, efficient and built with the highest regard to quality. With Low-maintenance grounds and irrigation for a small monthly investment and a variety of plans, The Townes at Belleau Creek is truly perfect for a variety of lifestyles. Enter into our displays and you’ll find more space than you see from the outside-each plan features 2-4 bedrooms ranging in size from 1,500 to nearly 2,000 square feet. Add AAA-Rated Fort Zumwalt School District to an already great location, product, and price, and you’ll see why The Townes at Belleau Creek is such an unbeatable opportunity.

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The Benefits of Transitioning from Renting to Owning a Detached Cottage Home

Friday, August 27th, 2010

-At The Townes at Belleau Creek by Payne Family Homes

Life at Belleau Creek in St. Peters allows you to spend your free time doing the things that you enjoy with the people you love! At Belleau Creek you are able to start or maintain a carefree lifestyle – lawn maintenance and snow removal is all taken care of for you! Payne’s Cottage Homes offer all the advantages of a single family home including spacious and functional plans, detached living, the ability to choose the exterior style of your home and the flexibility to make changes to the interior of your home. Owning a Payne cottage home in a beautiful community with loads of curb appeal will increase the value of your investment over time!

belleau-91-professionalLOCATION LOCATION LOCATION!
At Belleau Creek you are the owner of a home that has convenient access to everything you need!  Belleau Creek is just a quick jaunt from major highways, shopping, and is a part of the AAA rated Fort Zumwalt School District!

St. Peters is amongst one of the top 100 cities to live in the United States according to CNN money magazine and you own a piece of it!  What an incredible way to increase the value of your investment!

With our new exciting low prices starting at $129,000 you can own your own home for prices equivalent and in many cases LOWER that the cost of renting an apartment!

The Townes at Belleau Creek is Open Daily 11 – 5, Mon 12-5. For information, contact Community Sales Manager, Meghan Edwards at 314-477-1158.

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How To: Relocate to St. Louis (Part 2)

Wednesday, August 25th, 2010

So you’ve decided to take the plunge and move to the Show-Me State.Congratulations!

We at Payne Family Homes would like to welcome you and provide with (Part 2) of a list of tips on relocating.

In Part 1, we discussed that the St. Louis metro area is comprised of many eclectic neighborhoods, some which have ranked nationally on CNN Money Magazine’s 100 Best Places to Live.
O’Fallon, MO recently ranked #26, and St. Peters, MO also made the ranks at #60.
Payne Family Homes has four communities in award-winning St. Peters. Belleau Creek, The Pointe at Heritage Crossing, Bella Vista, and The Meadows at Ohmes Farm.

This week, we’re going to talk about choosing the right home builder.
It’s easy to be attracted to inexpensive new homes – and rightfully so, but you need to do your research and determine the quality of the home.

To ensure your home is crafted with quality and built to the highest standards, make sure the builder is installing quality products in your home. Payne Family Homes only works with companies that pride themselves in excellence. By using quality components with excellent name brand backing such as Lennox HVAC, Moen faucets, Jeld-Wen windows, Therma Tru doors, and Weyerhaeuser floor joists, Payne Family Homes is able to guarantee structural integrity.

Payne Family Homes’ quality is not only recognized by their new home owners, but also by the Home Builders Association of Eastern Missouri. This year, Payne Family Homes was nominated for three Professional’s Choice Awards. For the second year in a row, Payne Family Homes won the most Professional’s Choice Awards in the local market. The San Marino model at The Meadows at Ohmes Farm, The Cape Cod model at The Pointe at Heritage Crossing Villas, and The Breckenridge model at The Pointe at Heritage Crossing have all earned the respect of the judges that devoted their time to awarding the Professional’s Choice Awards! The judges are professional building inspectors that lend credibility to the process as they are best positioned to recognize quality and craftsmanship against criteria that matters!

Payne Family Homes crafts distinctive homes that stand the test of time. If you’re relocating to the St. Louis area, visit us at www.paynefamilyhomes.com.

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Payne Family Homes, 2010 Professional’s Choice Award Winner!

Wednesday, August 18th, 2010

This year, Payne Family Homes was nominated for three Professional’s Choice Awards. For the second year in a row, Payne Family Homes won the most Professional’s Choice Awards in the local market.

The San Marino model at The Meadows at Ohmes Farm, The Cape Cod model at The Pointe at Heritage Crossing Villas, and The Breckenridge model at The Pointe at Heritage Crossing have all earned the respect of the judges that devoted their time to awarding the Professional’s Choice Awards!

The judges are professional building inspectors that lend credibility to the process as they are best positioned to recognize quality and craftsmanship against criteria that matters!

“… As you [Payne Family Homes] know, winning a Professional’s Choice Award not only gives you added prestige in the eyes of the public, but also among your peers. The judges who visited your entries have good reasons for voting you a winner! We hope your awards bring you much success in the coming year and that you’ll enter the competition again next year.” – Sean Flower, HBA President.

The 2010 Professional’s Choice Award is sponsored by the Home Builder’s Association of St Louis and Eastern Missouri and recognizes outstanding new homes, condominiums and special projects in the St Louis Community.

Come see our award winning model-the Cape Cod- this Sunday, August 22nd at The Pointe at Heritage Crossing for the grand opening of our professionally decorated Cape Cod display home.

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Special Financing!

Friday, August 13th, 2010

Interest rates are simply THE BEST ever! Ask any Payne Family Homes Community Sales Manager about some SPECIAL FINANCING OPPORTUNITIES that could possibly help you lower your monthly payment or lower your down payment based on your needs and/or ability to qualify with certain financing programs.  Mortgage financing is a great way to borrow money cheaply, especially when you take tax benefits into consideration.

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The Pointe at Heritage Crossing: Two Great Lifestyles at One Fabulous Location

Friday, August 13th, 2010

Payne Family Homes is justifiably proud of The Pointe at Heritage Crossing, the firm’s multi-lifestyle community in St. Peters.

The tree-lined development enjoys a fabulous location, close to the juncture of Highway 94 and the Page Extension, and has great curb appeal with its tasteful arrangement of single-family and villa homes.

In July, Payne Family opened a new ranch-style Cape Cod display in The Pointe’s 62-homesite villa section, which is now half-sold. Three story-&-a-half and 2-story luxury villa plans are also offered.  Only 19 of the community’s 68 single-family homesites remain for purchase – hardly surprising,  since the portfolio features seven of the builder’s wildly popular Lifestyle Series designs.

A Haven for Busy Young Professionals
The carefree villa lifestyle appeals to all kind of homebuyers, but Clay Brinker and Renee Riekena had very specific reasons for choosing The Pointe.  Clay and Renee both grew up in small Illinois towns. They met at SIU/Carbondale, have been together for five years, and are planning a November wedding. Career opportunities brought them to St. Louis, where Clay is an accountant with a major international firm and Renee is a meeting planner for a pharmaceutical company. So, “planning ahead” is obviously a trait this attractive, articulate young couple share.The Brinkers relax in front of their carefree villa.

With interest rates at an all-time low, Federal stimulus funds available, and their apartment lease coming up for renewal, this past spring seemed the right time to buy a home.
“The location first attracted us to The Pointe,” says Clay. “The neighborhood has a ‘hometown’ atmosphere that we really like, and having the Page Extension practically at our doorstep is huge! Renee works in Earth City, and it’s only a 25-minute commute to downtown St. Louis for me.”

Since both travel a great deal, the villa lifestyle was ideal.

“We’re seldom home at the same time, and when we are, we don’t want to waste time on yardwork,”

Renee noted. The pair moved into their newly-built Cape Cod in late June and insist that everything about their first-time homebuying experience has been thoroughly enjoyable.

“Everyone at Payne Family is so friendly, and they really work with you to get things done right,” both agree. “[Community sales manager] Julie Jones was a huge part of it – always available to answer questions. We made lots of changes, but [superintendent] Dave Wilcoxen genuinely wanted us to be satisfied with the house. And we just love it!”

A Tranquil Harbor for Families
Preeti and Rajul Patel’s path to The Pointe couldn’t have been more different. Rajul’s extended family moved from India to Texas when he was five. Preeti grew up in Indore, a major city in central India.  As a young man, Rajul returned to India for several months. While there, relatives decided that “Rajul needed to get married.” According to tradition, weeks of family negotiations and “interviewing” of prospective brides ensued, and Preeti was Rajul’s choice. The next day they were engaged – and married a week later!  Both laughingly describe their marriage as “semi-arranged,” since either could have declined.

“All good things come if you wait,” says Rajul with a smile, and nine years later, the Patels are clearly happy and the proud parents of two young sons.Preeti and Rajul Patel have found tranquility in their new home.

Now general manager of the St. Charles Holiday Inn, Rajul brought Preeti to St. Louis to home shop last December.  He’d “done his homework,” finding solid reviews of Payne Family Homes, and the couple appreciated Julie Jones’ personable, “no-pressure” approach.

“Good schools and locationwere our number one priorities,” he says, “and The Pointe is a good family environment for our boys.”

Preeti, an esthetician, returned to California while their Lifestyle Series two-story was under construction. At home in The Pointe for just over a month, the Patels concur, “Payne made it easy for us, and the product shows where this company is.  Quality, not quantity, is what counts to them.”

The Pointe at Heritage Crossing, from the $170’s. 314-482-0769, or www.PayneFamilyHomes.com

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How To: Relocate to St. Louis (Part 1)

Friday, August 13th, 2010

So you’ve decided to take the plunge and move to the Show-Me State. Congratulations!
We at Payne Family Homes would like to welcome you and provide with a list of tips on relocating.


Step 1: Determine the area you’d like to live.
The St. Louis metro area is comprised of many eclectic neighborhoods, some which have ranked nationally on CNN Money Magazine’s 100 Best Places to Live.

O’Fallon, MO recently ranked #26 on Money Magazines 100 Best Places to Live.
“This St. Louis suburb is home to several corporate offices — including the MasterCard Global Technology and Operations center — and over 400 acres of parkland, making it a place where you can live, work, and play without crossing the town’s borders (unless you want to, that is). These jobs have kept O’Fallon’s unemployment rate slightly below the national average, something most other Missouri cities can’t say. What’s more, the town has an exceptionally low crime rate.” -CNN Money Magazine

St. Peters, MO also made the ranks at #60:
“Just 40 minutes northwest of St. Louis is a small city full of character — 100 years of it, in fact. St. Peters is celebrating its centennial with lots of free food and festivities for residents, even a Food Network-style “throwdown” competition. The active-minded will be impressed by the city’s 236,000-square-foot Rec-Plex, complete with workout equipment and Olympic-size pools. This town is older and more established than some of its neighbors. That gives the place character — and makes many houses more affordable.” –CNN Money Magazine

Payne Family Homes has four communities in award-winning St. Peters. Belleau Creek, The Pointe at Heritage Crossing, Bella Vista, and The Meadows at Ohmes Farm.
Whether you prefer carefree low-maintenance living in Belleau Creek’s luxury detached cottage homes, or enjoying life in an estate home set in a community surrounded by lakes, trees, and walking trails – Payne Family Homes has a new home to fit your lifestyle.

These two cities are also home to two AAA rated school districts – Francis Howell School District and Fort Zumwalt School District.  Payne Family Homes’ communities are crafted in these award winning cities for a reason – we want the best for our home buyers.

Stay tuned for Part 2 of Payne Family Homes’ relocating tips later this week!

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How To: Landscape Your First Yard

Thursday, August 12th, 2010

After you’ve bought your first new home, the thought of landscaping your yard may seem like a larger feat than you can take on, but rest assured, we’ve provided some helpful hints to make your first landscaping experience go smoothly.

If you need a little inspiration, walk up and down the street and see what you’re neighbors have done. Will yours be as distinctive and timeless as your new Payne Family Home? Get some ideas from them but make it your own!

Take note of entryways, and be sure not to overplant near doors and sidewalks. If you’ve got a long sidewalk or driveway leading up to your new home, consider lining it with trees as this will add elegance.
Trees, shrubs, and ground covers are permanent purchases that increase in size and value and take little maintenance.

Flowers can fill woody gaps in shrubbery. Cut back on the cost of flowers and plant perennials as opposed to annuals. Not only will they come back each year, they’ll come back fuller as well! Or, Bypass purchasing perennials all together; ask friends and neighbors if they’d divide and give you some of their existing plants like day lilies and peonies.

Don’t get discouraged – landscaping takes time! Enjoy the experience and take pride in all the hard work you’ve put into your new Payne Family Home!

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Payne Family Homes Unveils Professionally Decorated Display Villa at The Point at Heritage Crossing

Friday, August 6th, 2010

On August 22nd, Payne Family Homes will host the Grand Opening of their Professionally Decorated Villa Display!


Ranging from over 1,400 square feet of living space to well over 2,400 square feet, these luxury villas are low-maintenance and include gourmet kitchens with quality wood 30” cabinets, a master bathroom with soaking tub, expertly insulated walls and windows, professional landscaping, and the Payne Family Homes limited warranty and Bounded Builder 10-year structural warranty.

Low-maintenance living allows you to enjoy life and leave the mowing, landscaping, and snow removal to us! We have installed lawn irrigation sprinkler systems and fully sodded all yards. All homes have stunning brick, stone, and siding and wrought iron mailboxes.

We are currently building a Saybrook Market Home which will feature a huge master bathroom (featuring double bowl sinks, separate tub and shower with cultured marble shower walls, a private commode area, corner tub, and a window over the tub.) At just $227,627, this home includes a 2nd floor loft, a gas fireplace, dining room bay window, and stainless steel appliances.

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This free-standing, detached villa will be available in October!

The Cape Cod at The Pointe at Heritage Crossing Villas has earned the respect of the judges at the Home Builders Association and contributed to Payne Family Homes’ 3 Professional’s Choice Awards this year!

Come experience the beauty and flawless craftsmanship of The Point at Heritage Crossing professionally decorated Villa Display on Sunday, August 22nd, don’t forget to RSVP on our Facebook page!

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