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Certainly one of the most prestigious communities constructed by St. Louis’ award-winning home builder, Payne Family Homes, is The Bluff at Crimson Oaks in Lake St. Louis, Missouri. The Bluff is unique for its half-acre wooded home sites situated within the boundaries of the exclusive Lake St. Louis Community Association (

The Bluff at Crimson Oaks is a spectacular hideaway location. It’s a challenge to find, but once you arrive the reward is towering mature trees, trickling waters, and breathtaking views. The Bluff is also the final new home development with lake rights and full access to the private amenities of Lake St. Louis Community Association including parks, marinas, lakes, golf, swimming, fitness, tennis, clubhouse, dining, and more.

Floorplans available at the Bluff include the Payne Family Homes Lifestyle I & II collections featuring union-built ranch, 1.5, and 2-story homes ranging in size from 1,779 sq. ft. to nearly 3,400 sq. ft. These sought after designs are remarkably constructed, featuring thoughtful space planning, soaring ceiling heights, and pouring natural light to capture the exceptional beauty of this desirable location.


Hallmark floor plans by Payne Family Homes are acclaimed for their open design concept. The result is beautiful sight lines and wide open gathering spaces allowing chef, host, and guests to enjoy time together in absolute comfort and style.

The expansive kitchen island provides work space, seating, and buffet serving all at once. Walk-through butler’s pantry, copious storage, and energy-efficient stainless steel appliances offer convenience and effortless organization.

Buyers love their luxurious Owner’s Suite with spacious master bedroom, private bath, and walk-in closet, inspired architectural detail throughout, and stylish finishes chosen during a one-on-one personalization consultation with Payne’s expert Design Services team.


All homes at The Bluff include a 3 car front entry garage with options to expand to as many as 5 garage bays.

The Bluff at Crimson Oaks offers truly resort-style living in the midst of the region’s fast-growing metropolis – just minutes from I-64/40, Hwy 70, and MO-364, highly-praised Wentzville schools, dining, and shopping. New home construction at The Bluff starts in the $400k’s. All remaining home sites are available on a first come, first served basis.