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Payne Family Homes has one community located in the Cottleville area.

ABOUT Cottleville

One of the oldest cities in St. Charles County yet a growing community and a dynamic city that reflects the enthusiasm of its young people, yet the wisdom of the older generation. Cottleville packs in a lot in its 4.5 square miles. This family friendly community seems to have it all: a historic strip, a variety of restaurants, unique shops, and a number of parks. Don't be surprised when you see the residents driving around town in their personalized golf carts. The roads and parking lots are even being updated to accommodate these mini Cottleville vehicles.
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Cottleville Neighborhoods


St. Charles Community College SCC offers associate degrees and certificate programs, as well as workforce training and community-based personal and professional development. Gorgeous campus situated on an 80 scenic acres park, with professional disc golf course.
Francis Howell School District Voted best school district in St. Charles County and 11th in Missouri.
Francis Howell Central High School One of the three high schools in the district. Although located in Cottleville, a large portion of the students come from its larger neighbor, St. Peters. The active FHC Parent Club has over 350 members, all sharing in the goal to support the students and work on fundraising events, ultimately enhancing every students’ high school experience.
Warren Elementary Rated above average in testing, academic progress, and serving disadvantaged students.
Saeger Middle School Saeger Middle School is a safe environment where staff and students promote successful learning through respect, communication, and high expectations to achieve personal and academic goals.
St. Joseph Catholic School A parochial school dedicated to serving children and families by providing a Christ-centered learning environment where children grow in faith, truth and love.


Open Daily Mon: 12-5; Tues-Sat: 10-5; Sun: 11-5

You’re invited to make yourself at home in our beautifully staged model homes on display throughout Cottleville. Explore a variety of floor plans, options, upgrades and finishes at each different location. Seeing how a floor plan feels in person helps you move forward with total peace of mind.


Salty's Fresh Mex Fresh food and excellent service. Homemade margaritas and outstanding queso. Indoor outdoor seating.
Stone Soup Cottage Intimate fine French inspired cuisine while enjoying breathtaking views.
The Rack House Kitchen Wind Whiskey Fresh food based on the season and a home-style menu after 4 p.m. Made from scratch Sunday Brunch from 10 a.m.-3 p.m., outdoor patio, live music, ventilated cigar lounge and cigar humidor locker rental.
Plank Road Pizza Fresh dough and sauce prepared fresh everyday, supportive of neighborhood vendors using local breweries, coffee and teas. Make s'mores on the outside patio.
Bemo's A family run American and Cajun-style restaurant. Live music every Thursday through Sunday evenings. Patio seating available.
1798 BBQ 1798 BBQ is named for the year that Cottleville was established. Utilizes old-school low and slow smoking techniques to prepare some of the best brisket, pulled pork, ribs and chicken in the area. Enjoy a fun and unique experience in our dining room, on our large patio or cozy up to the old grain silo converted to our patio bar.
Cookies and Cream Cottleville Cookies and Cream, located in Historic Cottleville, is a throwback to an old fashioned ice cream parlor with a cute and eclectic decor and some of the best house-made waffle cones and fresh-baked cookies you have ever tasted. Don't forget about the surprise at the bottom of each waffle cone!