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St. Charles

Payne Family Homes has one community located in the St. Charles area.

ABOUT St. Charles

The City of St. Charles offers immersion into one of the great communities of the metro region with desirable access to one-of-a-kind attractions, neighborhood festivals, Lindenwood University events, fine dining, live entertainment, arts and culture, parks and nature, abundant recreation and a lively mix of old meets new. There is always a celebration, always something happening in City of St. Charles -- affentionately termed 'The '01' (a shortened reference to zip code 63301) by its deep-rooted residents and steady stream of dedicated sightseers.
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St. Charles Neighborhoods


City of St Charles School District Reach, Teach, and Empower in a safe, diverse and innovative learning environment.
Duschene High School Small, private co-educational Catholic High School named for St. Rose Phillippine Duschene.
Sacred Heart Academy An independent, private catholic school serving grades 3PK through 8. All programs focus on building strong academic stills while fostering independent learning and communication.
St Charles Borromeo A private Catholic grade school focused on growth and development through education and relationship with God.
Immanual Lutheran Excelling in Christian education since 1848.
St. Cletus Catholic School Named one of the top 3 best private schools in the Suburban Journals "Best of St Charles County". Kindergarten through 8th grade.
Sacred Heart Academy of St. Charles Named one of the top 3 best private schools in the Suburban Journals "Best of St Charles County". Kindergarten through 8th grade.
Lindenwood University Founded in 1827, this private liberal arts university offers undergraduate and graduate programs, cultural events, community theater and local sports on its historic campus located in the heart of St. Charles and in satellite locations across the metro region.
Lewis & Clark Tech Building Operated by the City of St Charles School District as an alternative to college prep, the Lewis & Clark Tech Building offers job skills and technical training for employment opportunities after high school.
Early Childhood Center New to the St Charles School District is an Early Education Center which aims to reach, teach and empower the community's youngest residents. Parents as Teachers program available.


Open Monday 12-5; Tuesday-Saturday 10-5; Sunday 11-5

You’re invited to make yourself at home in our beautifully staged model homes on display throughout St. Charles. Explore a variety of floor plans, options, upgrades and finishes at each different location. Seeing how a floor plan feels in person helps you move forward with total peace of mind.


Old Mill Stream Inn Brick patio dining along the old mill stream and quaint indoor bistro with delicious eats and a great bar.
Big Woody's BBQ A tiny hole in the wall with delicious smelling smoked meats and savory sides that will keep you coming back for more.
Spiro's Family-owned authentic eatery serving traditional Greek and Mediterranean cuisine.
Tony's on Main Street Local favorite for pasta, steak, salads and sandwiches. Famous for White Chicken Nachos. Banquet facilities available.
Prasino's A concept steeped in "seasonality" with a menu focused on local, organic, sustainable sourced ingredients.
Hendrick's BBQ Great BBQ by day, great whiskey and blues by night. Family style meals are a hit!
Bella Vino Wine Bar & Tapas Perfect for special occasions and romantic nights out. Reservations suggested, outdoor seating, vegetarian/vegan and gluten free options available.
Lewis & Clark's Amazing bar food and classic American cuisine served in a fantastic, historic location with balcony seating overlooking Main Street.


In a hurry? Make our house your home in St. Charles now and get new construction without the wait! Take your pick of top-selling floor plans, with the most popular options built-in, and designer-selected fixtures and finishes.