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It’s been nearly one full year since COVID-19 has reshaped the way we live, work, and interact with one another and with our homes.

For many, endless hours at home have accelerated the desire to rethink what ‘home’ looks like. Whether you find yourself dreaming about upsizing, down-sizing, right-sizing, or updating, now is a great time to explore new home construction.

Low, Low Mortgage Rates

Since you are in the market to make a move, you already know that mortgage rates are at an all-time low. With 30-year mortgage rates hovering around 3%, most buyers can afford more new home than they expect. Click to view payment calculator and see for yourself. Consult your lender for specific details or reach out to one of our preferred lenders, Paramount Bank and Groundwork Mortgage, to learn more.

SC Breckenridge Kitchen with Spacious Island

Limited Available Resale Homes

Available inventory of used homes is also at an all-time low. That means finding a resale home to fit your list of must-haves is both challenging and competitive. Existing homes that are in pristine condition, don’t require renovation, and reflect the stylish fixtures and features today’s buyers seek are in such high demand that bidding wars are the norm, not the exception. In fact, existing homes that don’t meet the above criteria are still selling with multiple offers over asking. That’s great if you’re the seller, but no so great when you’re the buyer.

Premium Construction Quality

Low resale inventory is driving house hunters that had not previously considered new home construction to take a closer look. What these buyers are finding is sheer delight! New home construction features exceptional union-quality construction built in compliance with today’s strict building codes. New home construction is safer that many existing homes. Along the same lines, new home construction is built using cutting edge technologies and premium materials. That means your new construction home is more energy efficient and costs less to maintain. With fewer repairs and less maintenance, you’ll save time and money in the months and years ahead.

Perhaps most appealing draw to new home construction is the ability to personalize your floor plan, colors, fixtures, finishes, and technology integration to perfectly fit your lifestyle today and into the future.

Talamore Square Townhome Display Frontenac

Explore Payne Family Homes

Take this opportunity to explore Quick Move Homes and to-be-built floor plans offered by the St. Louis Home Builder voted ‘Best’ in 2020 – Payne Family Homes. We are currently building new home neighborhoods across St. Charles, St. Louis, and northern Jefferson Counties. Visit us in person, chat with us online, or take enjoy 3D Virtual Home Tours from the warmth and comfort of your existing home. Payne Family Homes is practicing safe social distancing and wearing masks for our protection and yours. See our COVID response.

Make our house your home now to maximize your buying power. Spring price increases are pending. These national price increases are driven by increased material costs, COVID-related material shortages, and labor shortages.